Do you worry about how to pay off debt? Are you afraid you haven't saved enough money for retirement? Are your investments confusing? Do you wonder what type of insurance you should purchase? Are you in doubt about how to select a financial professional? Bottom line—Are you worried about your hard-earned money? If so, 52 Weeks to Prosperity: Ask Peggy Doviak is written for you!

52 Weeks to Prosperity

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52 Weeks to Prosperity is a book designed to help you prosper, and prosperity comes from understanding your financial situation and taking steps toward reaching your goals. In order to prosper, you have to understand the language of the world of finance, and 52 Things is your guide!

Peggy Doviak

Q. Peggy, I have always heard that I should diversify my investment portfolio, but I’m not completely sure what that means.

A. Most simply, diversifying a portfolio means purchasing multiple kinds of investments that respond differently to the same event. However, before you buy anything, you need to determine your risk tolerance. Many variables impact your risk tolerance, like time horizon, growth requirement, market experience, and other characteristics. Your risk tolerance can range from aggressive to conservative,...


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