Untangling Medicare Advantage Plans

on April 5, 2022

If you’ve been watching TV recently, you’ve seen ads often featuring older celebrities. “You may be missing out on available benefits. Call this number to see if Medicare Advantage is right for you.” The disclaimers are in a font so small you couldn’t read them with a magnifying glass. What is Medicare Advantage? Medicare Advantage,…

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Don’t Count on the Leprechaun!

on March 17, 2022

I hope on St. Patrick’s Day, the Leprechaun takes you to his pot of gold! Unfortunately, leprechauns are difficult to find, but don’t despair. The luck of the Irish is still with you. I’ve got some tips to help you better understand your investment portfolio. Investments rise and fall, and we earn a portfolio return…

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Worried and Want to Change Your Portfolio? Not so Fast!

on February 25, 2022

The Russian invasion of Ukraine shook financial markets around the world. The resulting rollercoaster stock returns, rise in the price of oil, and fears of cyberattacks can leave you uncertain about your investing strategy. How should you handle your portfolio during times of great uncertainty? If you took the time to create a solid risk…

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Ask Peggy about the Best Valentine’s Day Gift Ever!

on February 4, 2022

Forget the flowers, candy, and teddy bears. What you and your love should share this Valentine’s Day is a heart-to-heart conversation about money. Wow—what a buzzkill! Not really. Did you know financial discord is the leading cause of divorce? To keep this from happening to you, here are a few tips. Start talking about finances…

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Financial Vampires!

on October 20, 2021

It’s Halloween season, the time when we decorate with pumpkins, buy candy for little goblins, and watch monster movies. A perennial favorite is Dracula. Movie vampires are spooky fun, but financial vampires can be more dangerous. These creatures of the night drain your wallet of cash. Sometimes, they leave your money feeble, or even worse,…

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Winning Your Financial Football Game

on September 25, 2021

Is anything more fun than college football on a Saturday afternoon? I love the game, the tailgating, and even seeing everyone dressed in their team’s colors. You might be surprised to learn that winning a football game and creating an effective financial plan involve similar skills. They both require a powerful offense, a solid defense,…

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Timing is Everything!

on August 9, 2021

My husband died unexpectedly in March after a brief fight with advanced cancer. He was a tremendous human being—smart, kind, humble, and funny. He was also organized. We had talked about what I would need if something happened to him. We had an estate plan in place, and he had an excellent job. His employer…

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What Happened to GameStop?

on February 1, 2021

If you listen to the business news at all, you heard about last week’s wild ride of several stocks including GameStop. What happened? In this clip from my podcast, “Ask Peggy Doviak About Your Finances” (on iTunes and Castbox), I unpack the behavior of the hedge funds and Reddit investors. It’s a remarkable series of…

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Creating a More Prosperous 2021!

on January 1, 2021

I don’t know about you, but I stayed up until midnight to make sure 2020 ended! Here’s to a better 2021. Most of our New Year’s resolutions changed last year. Saving money became washing our hands. Funding our 401k plans became staying six feet apart. For some, staying safe, keeping a roof over their heads…

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Excited About the Social Security Tax Holiday? Not So Fast!

on September 17, 2020

Late this summer, a Presidential Memorandum gave employers the ability to postpone Social Security tax payments between September 1 through December 31, 2020. Before you get too excited with your larger paycheck, you need to remember a few things: The action is not like a stimulus check or the forgivable Payroll Protection Program. The deferred…

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