Managing the Equifax Data Breach

on October 9, 2017

  The Equifax data breach is a serious issue that, unfortunately, is still developing. Equifax is one of the three largest consumer credit reporting agencies, and initial reports suggest 143 million people may have been impacted.

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Prosperity Points for Financial Football

on September 1, 2017

Everyone loves college football just about as much as they hate organizing their finances. However, the two activities have more in common than you might think. They require a good offense, a solid defense, and some effective special teams. To play financial offense, you have to be proactive with your money. These steps include creating…

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Portfolios and Potato Salad

on July 10, 2017

This was first published in my newsletter, Money Matters. Email for a free subscription! Your investment portfolio is a lot like potato salad! Although this doesn’t seem possible, the similarities are amazing. Potato salad has many ingredients; some taste good by themselves, and some don’t. Your investment portfolio also has many different asset classes…

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Writing as Moral Activity: Do I Make Myself Clear?

on June 1, 2017

Do I Make Myself Clear: Why Writing Well Matters, written by Harold Evans, is an outstanding new book on the importance of good writing that both beginning and experienced writers will find useful. Evans provides concrete tools and guidance that allow authors to edit their own writing for issues like word choice and sentence structure…

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Those Default Investments in Your 401(k)…

on May 15, 2017

When you have a company retirement plan and either you or your employer puts money into your account, that money doesn’t stay in cash. By law, plans are required to create default investments, so if you don’t make a decision, the plan puts your money into an investment that is anticipated to be appropriate to…

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Wherever It Leads…..

on April 27, 2017

In 1988, I was a newly graduated secondary English teacher who wanted to be a writer. One Saturday, I was at a craft show, and buried between booths selling ceramic geese wearing clothing, I found a jewelry table. As I chatted with Nancy, who was  selling the jewelry, she told me she was an author…

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What Is Your Risk Tolerance?

on April 17, 2017

Wait a minute…. You know I’m setting you up. Really, it’s not a trick question, but calculating your portfolio risk tolerance level is a much more complicated question than you might think.

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Highlights from my latest newsletter, “Money Matters”

on April 10, 2017

Every quarter, I write a newsletter that updates what’s new at D.M. Wealth Management, Inc., summarizes and analyzes stock market and economic data, offers a financial planning article, and shares pictures. This week, for my blog post, I’m providing a copy of the update letter and the pictures. If you want to subscribe to the…

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