Are There Any Disadvantages Associated with Paying off a Mortgage Early?

on July 6, 2015

Here is an article provided by the Financial Planning Association!  Are There Any Disadvantages Associated with Paying off a Mortgage Early? The disadvantages, if any, may stem from the financial trade-offs that a mortgage holder needs to make when paying off the mortgage. Paying it off typically requires a cash outlay equal to the amount of…

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Tips to Stay Safer

on June 29, 2015

With identity theft so common, I recently spoke briefly at an event for seniors to talk about ways to protect yourself. Here are the thoughts I shared!

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Preferred Stock: A Hybrid Investment

on June 22, 2015

Here is another article from the Financial Planning Association. Preferred Stock: A Hybrid Investment With interest rates on government bonds and highly rated corporate bonds barely keeping up with inflation, investors are searching far and wide for better returns. One alternative is preferred stock.1 Preferred stock is often called a stock-bond hybrid. While technically an…

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You and Your Business: Choosing the Right Form of Ownership

on June 8, 2015

Each month, the Financial Planning Association provides very nice, short articles on a financial planning topic. I thought you might enjoy reading this! You and Your Business: Choosing the Right Form of Ownership The form of ownership you choose for your company can have lasting legal, financial, and tax implications. Here’s a review of some…

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Why Did I Become a Financial Planner?

on November 2, 2014

I never intended to go into finance.  I was an English professor and a corporate trainer.  I hated math and held a degree in creative writing.  I didn’t own a navy suit.  And yet…

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What does D.M. stand for?

on October 30, 2014

As of September, D.M. Wealth Management, Inc. has been open for eleven years!  It’s been an amazing, fun, frustrating, awe-inspiring ride.  The best thing about D.M. Wealth is the clients–I’m so fortunate to have a wonderful group of people I advise.  However, they ask one question repeatedly:  What does D.M. stand for?  Is it my…

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Thinking, Fast and Slow

on October 24, 2014

Next week, I will be speaking at the CCH Connections conference in Orlando, Florida, and I get to talk about one of my favorite topics–behavioral finance. Behavioral finance looks at the ways in which people are not rational about their money.  Inherently, we all know that other people aren’t rational about their money.  When we’re…

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Budgets and Diets are Four Letter Words!

on October 17, 2014

I have a confession to make:  I am terrible when I decide to go on a diet.  Actually, it’s more complicated than that.  The universe conspires against me when I decide to go on a diet.  It begins when I decide that I need to lose a few pounds.  Now, I understand that I should…

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